We’re a Farmers Insurance Agency serving California residents.

Get up to 5x more insurance coverage for about what you're paying now.

Get more coverage, always talk to a real person and save up to 20% based on your profession.

Harpreet Gill
Dr Sharon Sandhu, Rocklin, CA
Rated 5 out of 5
Way better coverage without paying more

“I got 5 times more coverage than what I was paying for with a popular online company.  Working with Harpreet Gill has shown me you can get way better coverage, service and professionalism without paying more.” 

– Dr. Sharon Sandhu, Rocklin, CA

Why is good quality insurance coverage necessary?

Lowers your risk of losing your savings and assets in case you're sued

Does your insurance company have a strong reputation to pay out claims? Will your agent and the company be there when you need them? Will the company try to reduce what they pay out?

Be made whole again without coming out of pocket

Do you have enough coverage make you whole and protect your property and assets from lawsuits?

Have the peace of mind that your property, assets and family are protected

How much coverage are you getting for every dollar you spend?

In a sue happy State, medical expenses, missed work, rental cars, injuries, lawyers, repair and replacement costs add up quickly. 

Once your insurance coverage is exhausted, you’re on the hook for the rest.

That’s why your savings, home, business and assets are risk in a law suit. 

Get good quality coverage so that your property, assets and family are protected.

 

Rated 5 out of 5
Got full market value for my car

“I got the full value of my car after it was totaled in an accident. Harpeet handled the claim for me and it was settled in 3 days.” 

– Jesse Chahal, Yuba City, CA

What is good quality coverage?

Reputation of the company to pay out claims

Does your insurance company have a strong reputation to pay out claims? Will your agent and the company be there when you need them? Will the company try to reduce what they pay out?

Necessary coverage for your property and assets

Do you have enough coverage make you whole and protect your property and assets from lawsuits?

Coverage to Premium Ratio: How much coverage are you getting for every dollar you spend?

How much coverage are you getting for every dollar you spend?

Most companies compete on price and short-change you on coverage. With us, you get good quality coverage to protect your property, assets and family.

Quality coverage and service means:

  • Coverage that adequately covers your property, assets and family.
  • Insurance agents that you can call directly.
  • Insurance features that matter like OEM parts, new car replacement, and your coverage extended to friends and family who drive your car.
  • Insurance thats there when you need it from a top rated insurance company that pays out claims without hassle.
  • Service where you’re not on the phone for 30 minutes waiting for something to talk to.
  • Hassle-free claims with dedicated claims rep you can talk to and text.
  • Easily understand what your coverages are, what they do and why you need them.
Rated 5 out of 5
Choosing Harpreet was an easy decision

“I didn’t realize I was overpaying for my insurance and had mediocre coverage until Harpreet calculated my Coverage to Premium Ratio. Harpreet is honest and doesn’t try to sell you anything – only give facts. Choosing Harpreet as my agent was an easy decision.” 

– Sara Chavez, Yuba City, CA

MEET

Harpreet

Gill

I’m Harpreet Gill.

“How do you know if you have good quality insurance?”

To answer this question, you have to ask three key questions:

  1. How much coverage am I getting for every dollar of premium I’m spending?
  2. Do I have the necessary coverage just in case?
  3. Will my agent and insurance company be there for me when I need them?

We help our clients understand the nuances of quality coverage so that they’re not exposed or risk losing their savings and assets in case they’re sued in an accident.

The magic happens when you understand how much coverage you are getting for every dollar of premium you’re paying?

Let me help you evaluate if you have good coverage and if you’re paying too much for what you have now?

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